Navigating the home buying process can be overwhelming, even under the most ideal conditions. Throw an obstacle into the equation, such as bad credit, and it can feel as if buying a home just isn’t in the cards for you. While it’s true that buying a house with bad credit is more difficult than it…
Most small businesses borrow money for four main reasons. These reasons are to establish the business, buy inventory, business expansion, and boost the economic foundation of the company. Also, based on their targets, businesses use different types of funding. Equity and debt are the two most common types of funding for small businesses. Other unusual…
Why is it important to check your credit report? There are things you should always get done in life, even if they aren’t engaging or fun. For example, we must file our taxes, make time for medical check-ups and get maintenance for the vehicles we drive. Likewise, checking on your credit report isn’t a fun…
The average U.S. household has over $8701 in credit card debt. Unfortunately, using credit cards spirals out of control when emergency use turns to dependency. Yes, we get paid at specific points throughout the month. But sometimes we can’t wait that long, especially when things need to be bought. However, some online banks pay earlier,…
Congrats, grad – you’ve made it through college! You’re finally ready to start or continue your career with a beautiful new degree framed on your wall. The stress of assignment due dates is over, only to be replaced by loan repayment due dates. Student loan debt can be a huge burden, and it lasts for…
The average retirement age in the U.S. is just under 67 years old. With a life expectancy of around 78 years, it’s important to have a financial plan for the years after retiring. Who can help analyze your financial situation? A financial planner, of course! Creating a financial plan is not something everyone can do on…
Life can be unpredictable. Sometimes, this means running into an old friend while out grocery shopping. Other times, it means running into problems, like financial emergencies. In this case, you’re probably wondering how to get fast cash. Ideally, you would have an emergency fund from which you could draw much-needed money in your time of…
If you’re like many people, you might not be where you want financially. Studies show that as many as 40% of Americans would be unable to afford to pay a surprise $400 payment. On top of that, many others live as frugally as possible in case of emergency. However, making extra money isn’t as hard as…
Yes! You finally got the new apartment. You just moved in and are excited to finally be off the waiting list! In all the excitement, you don’t want to forget one of the important parts of renting: renters insurance. You want to find cheap renters insurance that still covers everything. Here are some options to…
Online banking is a game-changer, and most millennials embraced it with open arms. Despite this, many baby boomers and generation X still have their doubts about it. The complete reliance on technology and the internet for banking poses many questions. However, the vast advantages of online banking make it easier to understand why. Not only…