The average U.S. household has over $8701 in credit card debt. Unfortunately, using credit cards spirals out of control when emergency use turns to dependency. Yes, we get paid at specific points throughout the month. But sometimes we can’t wait that long, especially when things need to be bought. However, some online banks pay earlier,…
Congrats, grad – you’ve made it through college! You’re finally ready to start or continue your career with a beautiful new degree framed on your wall. The stress of assignment due dates is over, only to be replaced by loan repayment due dates. Student loan debt can be a huge burden, and it lasts for…
The average retirement age in the U.S. is just under 67 years old. With a life expectancy of around 78 years, it’s important to have a financial plan for the years after retiring. Who can help analyze your financial situation? A financial planner, of course! Creating a financial plan is not something everyone can do on…
Life can be unpredictable. Sometimes, this means running into an old friend while out grocery shopping. Other times, it means running into problems, like financial emergencies. In this case, you’re probably wondering how to get fast cash. Ideally, you would have an emergency fund from which you could draw much-needed money in your time of…
If you’re like many people, you might not be where you want financially. Studies show that as many as 40% of Americans would be unable to afford to pay a surprise $400 payment. On top of that, many others live as frugally as possible in case of emergency. However, making extra money isn’t as hard as…
Yes! You finally got the new apartment. You just moved in and are excited to finally be off the waiting list! In all the excitement, you don’t want to forget one of the important parts of renting: renters insurance. You want to find cheap renters insurance that still covers everything. Here are some options to…
Online banking is a game-changer, and most millennials embraced it with open arms. Despite this, many baby boomers and generation X still have their doubts about it. The complete reliance on technology and the internet for banking poses many questions. However, the vast advantages of online banking make it easier to understand why. Not only…
What’s in your portfolio? Have you even started a portfolio yet? These are some of the questions people are asking these days. With stocks like AMC theaters in the news, social media groups like Wall Street Bets, and the continuing rise of cryptocurrency, investing is on everybody’s minds these days. But where do you start?…
Is your commercial software helping you to manage daily tasks and meet your targets? Sometimes, businesses fail because they rely on the wrong systems, even though the market is full of reliable ones. Knowing how to choose commercial software is the first step towards infusing efficiency and streamlining your company’s operations. When you search the…
In 2020, it’s estimated that Americans spent a total of $11.6 billion on bank account fees. Shocking, right? And the worst part of it is, many of those fees were paid unnecessarily. Do you really want to be lining the pockets of your bank when you could be lining your own instead? If you do…