Being a homeowner is one of life’s greatest ambitions. It’s more than just being a property owner. It’s the American symbol for settling down, hard work, and security. However, the dream of having a house seems quite far-fetched for many Americans. With only 65.5% of Americans owning a home today, that leaves a little over…
Only 48 percent of businesses have their own financing needs being met. If you aren’t in that percentage, you should consider getting a business loan. But what if you don’t have any collateral to put up in exchange for the loan? Thankfully, there are various business loan options available that you can apply for to…
When an emergency strikes, most people are concerned about the state of their bank accounts- and that is where financial security comes in. Financial security is the mindfulness you feel when you do not have to worry about your income covering your expenses. It entails being financially stable and having enough money saved to cover…
When planning for retirement, most Americans think that they should shoot for the $1 million mark. Is that really true? The reality is that $1 million may be more than some need and for others, it could be way below the mark. So, how do you calculate how much you’ll need when preparing for retirement?…
Finance is a highly competitive and demanding career, but if a job in the industry is your goal and you are hard-working and ambitious, you can succeed and potentially make a great deal of money along the way. The tips below can help you give yourself the best chance possible to achieve your dream. Get…
If you’ve been dreaming of financial freedom but aren’t sure how to make it happen, you’re not alone. 82% of Americans dream of financial security for themselves and their family. One of the easiest ways to create more financial security is to develop a stream of passive income. If you’re looking into ways to generate passive…
Did you know that most millionaires take until the age of 32 to earn their first million? The journey of learning how to build wealth takes time, energy, and an astute mind but it is well worth the effort of taking your personal finances to the next level. The best part is that you can…
As of 2020, about 54% of Americans had life insurance coverage, a small increase from the previous years. Life insurance helps protect your dependents in the event of your untimely death. It helps ensure your family’s financial security, should you pass on to the next life. The notion that life insurance is only for young…
Achieving financial freedom is the goal for many people, but sadly 63% of American citizens live paycheck to paycheck. Having a financial freedom plan is a crucial step you need to take to take control of your financial life. In addition, learning how to plan for the future will allow you to have the freedom…
Are you looking to attend graduate school? If so, you’re likely worried about the high cost of tuition. Many Americans continue to dig themselves into debt from college tuition. As a result, many worry about breaking the bank even more from graduate school. Luckily, there are many great graduate schools that you can enroll in…